Thursday, April 17, 2014

Invest in a Boating Education

 Family enjoying time on their Allstate insured boat

Finally, the warm weather has arrived! All boat owners are anxiously awaiting the moment they can get their boat launched for the season.  When the boat is ready why not get yourself ready with a boating course.While not all states require boat owners to take a boating education course, anyone who drives a boat could benefit from these classes.  Beyond all the helpful safety tips you will learn, completing the course can also earn you a discount on your boat insurance.  Boating education courses aren't always mandatory, but that doesn't mean you should skip the investment.  Courses are offered around the country for all types of recreational boaters and for boaters of all ages.  These courses are taught by organizations such as the U.S. Cost Guard Auxiliary, U.S. Power Squadrons and state boating agencies.
Boating education programs cover a range of topics from safety instructions to boat handling to reading the weather-and prepare you for a variety of situations you could fine yourself in while on the water.  The good news is these courses seem to be making a difference - boating accidents are declining.

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Thursday, April 3, 2014

Your Car is Stolen - What do I do Next?

Becoming a victim of vehicle theft can be a frustrating experience, but we've got some tips to help you deal with the crisis.
Think It Through - It may seem like a no-brainer, but it's important to consider whether your car was actually stolen - not towed, misplaced or possibly even repossessed.  Take a moment to make sure there's no other explanation for the absence of your car.  If you think your car has been towed, check to see if your vehicle has been impounded or repossessed.
Call The Police - If you're certain that your car has been stolen, it's time to call the police and file a report.  You'll need to give a detailed description of your vehicle, and if possible, it is helpful to have your vehicle identification number (VIN), registration, license plate number and driver's license available when you file the report.
Be Tech-Savy - Many automakers now offer a telematics system, which can help law enforcement officers find your stolen car.  If your vehicle has any type of system that may help to locate it, make sure to notify the police.
Call Your Auto Insurance Company - After you've filed a police report, call your insurance company to let them know your car has been stolen.  Informing your insurance provider can help protect you in case your car is used to harm or cause damage after the theft.  It helps if you can give a good description of your vehicle, the location of all your keys and a list of any personal property inside the car.  If your car is leased or financed, you should also call the lender that you used to purchase the vehicle.
Stop Car Theft Before It Happens - Make sure you always lock your car, take your keys with you, and avoid keeping a spare set hidden in your car.  Never leave your car running, and make sure the doors are locked and your windows are rolled up.  It also helps to park in a well-lit area and hide any valuables that might attract thieves.
Check out this great website Prevention Zone for tire safety basics.