Today I’m answering a question I hear all the time - “Are my personal belongings
covered if someone breaks into my car?”
Unfortunately, they typically are NOT covered! Your auto insurance covers your car
from damage and accidents, but not the items inside from theft.
But there are still ways to protect yourself. First, and most obvious, avoid keeping highticket
items in your car in the first place. This includes things like your laptop, iPad,
purse, etc.
If you’re out shopping, keep your doors locked and lock most items away in the trunk.
But this isn’t always possible. And so you also want to make sure you’re covered by
carrying Renters or Homeowners insurance for your personal belongings. These policies
include a certain amount of coverage for property off premises. These are subject to your
deductible so make sure to discuss with your agent to see what kind of coverage you have
currently.
With a little bit of prevention and great insurance, you’ve won’t have to worry about
items being stolen from your car. Have questions? Give us a call at 703-556-7857 to discuss them
anytime!
Please check out our website at www.fowlkesinsurancesrvc.com
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