Tuesday, January 13, 2015

JANUARY HOME MAINTENANCE

Here’s what’s on the list for January:
Make A Home Inventory - January is all about getting organized, right? So what better
time to document what you own in case you were to suffer a serious insurance loss (like a
fire). Grab your cell phone and make a short video of each room in your home, focusing
on big ticket items. Many times, it’s difficult for our clients to remember every little
possession after the shock of a large claim. You’ll be glad you took the time to make the
videos if you ever need them.
Deep Clean Your Dryer Vent - A large percentage of home fires begin in the clothes
dryer! Lint builds up in the vent and hose which can spark a fire. Unhook the hose and
vacuum the area well on a regular basis to keep your home protected.
Organize Your Warranties - Do you have a big pile of warranties, product documents,
and receipts stuffed in your desk drawer? Do you even own those items anymore? These
days, many owners manuals can be found online without taking up valuable drawer
storage. Also consider scanning and keeping a digital file of your receipts and warranties
for easy storage and retrieval if needed.
Check Your Circuit Breakers - How often do you actually look in the breaker box?
Open it up and make sure the labels are correct and readable. Also stash a spare
flashlight (with working batteries) close by in case of a power outage.
Gather Your Tax Documents - It won’t be long until you’re filing your 2014 taxes.
Start gathering up all the documents you or your accountant will need. Need a copy of
your insurance policies or premiums? Call us at 703-556-7857 and we’ll be happy to help!
Know Your Deductibles - When was the last time you reviewed your deductibles? This
is what you would pay out of pocket in the event of an insurance claim. It’s a good idea
to keep this amount in your savings account so it’s available when you need it. Feel free
to give us a call to review all of your insurance policies in detail.
January is a great time to get organized for the new year! Let us know if we can help in
any way!
Happy New Year!
Please don't forget to check out our website at www.fowlkesinsurancesrvc.com

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